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Choosing the right commercial insurance plan for your business is essential. And yet, too many insurance providers approach a request for proposal from their clients in a cookie-cutter fashion, without gaining a deeper understanding your business and organization.

At Wagley Agency Insurance Group, our business is thinking about yours, and based on an understanding of your organization’s needs, we make insurance recommendations for your organization that are comprised of the following:

  • Comprehensive understanding of your organization
  • Proactive assessments of how your business or organization is evolving
  • Commitment to balancing cost-reduction and strategic protection
  • Providing world-class consultative guidance and service

We keep you focused on your business

Time and resources are precious – and whether it's evaluating the many insurance options that make sense, navigating a post-claim recovery, or, planning for changes in the business, or protecting your organization into the future, Wagley Agency Insurance Group is the insurance partner you want.

The insurance solution prepared by Wagley Agency Insurance Group, as a barrier of protection for your organization is comprised of the following:

  • Comprehensive understanding of your organization
  • Proactive assessments of how your business or organization is evolving
  • Commitment to balancing cost-reduction and strategic protection
  • Providing world-class consultative guidance and service

General Liability

Also known as business liability insurance, this coverage can protect you from a variety of claims including bodily injury, property damage, personal injury as well as others that can arise from your business operations.

Professional Liability

This type of business insurance provides coverage for professionals and businesses to protect against claims of negligence from clients or customers. Professional liability insurance typically covers negligence, copyright infringement, personal injury, and more.

Commercial Automobile Coverage

This business insurance provides commercial auto coverage for your business vehicles and/or fleet. Some coverages available are:

  • Combined single limit liability or split limit liability (e.g. 100K or 100/300/100K): Protects your business if you are liable for an accident.
  • Medical payment coverage: Pays up to your coverage amounts to help pay for medical expenses incurred due to an at-fault or non at-fault accident.
  • Comprehensive: Covers damages to your vehicle that are not related to a collision such as theft, vandalism, glass breakage, fire, etc.
  • Collision: Covers damages to your vehicle if you are involved in a collision with another vehicle or object.
  • Uninsured Motorist: Pays for your medical bills, pain & suffering, and loss of wages if you are in an accident with someone that is uninsured or underinsured.
  • Emergency Roadside Service (when applicable to the company). Pays for services or reimbursement for towing and labor (if the company provides coverage)
  • Rental Reimbursement (when applicable to the company): Pays for a rental vehicle up to the specified limit you select (if the company provides coverage)

Hired and Non-Owned Automobile Liability

“Hired auto” refers to any vehicle you lease, hire, borrow or rent on behalf of the company. Non-Owned Automobile Liability coverage applies in cases when employees drive their own vehicles for business on behalf of their employer. Non-Owned Automobile Liability refers to autos the business does not own, lease or hire.

Commercial Property Coverage

This is insurance coverage that covers your company’s physical property, such as:

  • Building coverage
  • Business personal property
  • Outdoor signage
  • Glass coverage
  • Business income

Commercial Umbrella/Excess Liability

This extra layer of liability protection by covering costs that go beyond your other liability coverage limits. In other words, commercial umbrella insurance complements your other liability coverages by taking over when your other liability coverage limits have been exhausted.

Employment Practices Liability (EPLI)

Employment Practices Liability insurance includes coverage for defense costs and damages related to various employment-related claims including allegations of wrongful termination, discrimination, workplace harassment and retaliation. If you have employees in your business, this coverage is a must.

Directors and Officers (D&O)

Directors and Officers liability insurance is insurance coverage intended to protect individuals from personal losses if they are sued as a result of serving as a director or an officer of a business or other type of organization. It can also cover the legal fees and other costs the organization may incur as a result of defending the organization against a lawsuit.

Schedule an appointment or call us at 337-345-4410

Cyber Liability

This coverage is an insurance policy that provides businesses with a combination of coverage options to help protect the company from data breaches and other cyber security issues. It’s not a question of if your organization will suffer a breach, but when.

Crime Coverage

This is a form of risk management that protects a business from the loss of property, money, or merchandise business-related crimes may cause.

Inland Marine (Equipment Floater)

This coverage protects your business property when it is in transit or stored at a site other than your primary business location. Many inland marine coverage forms provide coverage without regard to the location of the covered property; these are sometimes called "floater" policies.

Workers Compensation

These lines of coverage provide medical and wage benefits to employees who are injured or become ill at work. This coverage is mandated by each state and the wage and medical benefits vary by state.

Surety Bonds

A contract between three parties—the principal (you), the surety (us) and the obligee (the entity requiring the bond)—in which the surety financially guarantees to an obligee that the principal will act in accordance with the terms established by the bond. Some examples are:

  • Bid Bonds
  • Notary Bonds
  • Fidelity Bonds
  • License and Permit Bonds

No matter how large or small your business is, having the proper business insurance coverage is serious business. Please allow us to audit your current policies to see if you are properly covered and if we are able to get you better coverage at a lower rate!

Schedule an appointment or call us at 337-345-4410


Wagley Insurance Agency is the best! We have been insured through it for our business and personal insurance needs for many years. It has been so awesome having an insurance agent who is prompt, knowledgeable, efficient, and friendly and always finding us the best deal. Our agent, Andrew Wagley, is always there to give great advice and helping us to have the right coverage that we need. Also, our commercial account manager, Robert Smith, has just been incredible to work with over the years! He always responds timely to questions or needs I have. He is very polite and truly cares about his clients.

Jeanne from Duson, LA

I have always been able to count on the staff at Wagley Agency to handle all my insurance needs. Every time that I have an issue, they go above and beyond in getting it resolved! Wagley Agency is the insurance company to be with!

Connie Harvey from Baton Rouge, LA

Managing a small non profit business I have to wear a lot of hats. One of my least favorite duties is obtaining the required insurance coverage for the facility. With Wagley Insurance Agency, we always get coverage options, a competitive price and outstanding service rolled into one package. Andrew Wagley and Robert Smith do an awesome job making the initial application and yearly renewal process seamless and stress free.

Faye Simpson, Alexandria, LA

Our company has always been able to count on the staff at Wagley Agency to handle our Insurance needs. The support we receive is second to none~ Efficiency and Dependability are words to best describe our experiences…. Wagley Agency truly exceeds our expectations in an Insurance Agency

Tonya & Tammy, Opelousas, LA

Wagley insurance company has been phenomenal and providing me my insurance needs and I would recommend them they are very personal and professional excellent company

Becky in Denham Springs, LA

For All Of Your Insurance Needs
Call or Email Us

  • Wagley Agency LLC
  • 2054 I49 N Frontage Road
  • Grand Coteau, LA 70541
  • Call Us: 337-345-4410