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One of the most overlooked and devastating risks to your business and the continuity of your organization is flooding. Did you know that many cases of flooding including instances of broken pipes, backed-up sewers, and water intrusions are not covered under most business insurance policies?

Since flood insurance is often overlooked by businesses and organizations, it’s not surprising that damage to computer servers, cabling and wiring, electronics, and other property such as furniture, physical and digital files must be replaced out-of-pocket by the business.

An unexpected, uncovered flooding event can be detrimental to an organization – not just the cost to replace physical property, but the long-term effort to recover data, reconfigure digital and physical infrastructure and to recover financially.

Did you know?

  • Most property insurance policies don't cover flooding.
  • The National Flood Insurance Program (NFIP) issues flood insurance policies that cover your business or organization.
  • A separate flood insurance policy protects you from flood damage

Wagley Agency Insurance Group provides customized insurance solutions that include recommendations for policies that cover the unexpected.

Risk Rating 2.0: In October of 2021, the National Flood Insurance Program (NFIP), managed by FEMA, rolled out a new risk rating system for all flood insurance policies. This includes new pricing methodology which uses technology and general rebuilding information to deliver rates that are intended to be more accurately sound, equitable, and easier to understand. Wagley Agency Insurance Group works closely with clients to make sure they are informed of these changes and address any questions about how they might affect them.

Private Flood Markets: In addition to the NFIP flood policies, we can also offer you private flood insurance, which may be more affordable. Private flood insurance companies do not use any of the same rating factors as NFIP, so these separate rates could be very beneficial to our clients. Give us the opportunity to check our companies to see if you qualify for a preferred rate in the private market.

The insurance solution prepared by Wagley Agency Insurance Group as a barrier of protection for your manufacturing business is comprised of the following:

  • Comprehensive understanding of the needs and challenges of your business
  • Proactive assessments of how your evolving business
  • Commitment to balancing cost-reduction and strategic protection
  • Providing unmatched consultations, guidance, and service

Schedule an appointment or call us at 337-345-4410


Wagley Insurance Agency is the best! We have been insured through it for our business and personal insurance needs for many years. It has been so awesome having an insurance agent who is prompt, knowledgeable, efficient, and friendly and always finding us the best deal. Our agent, Andrew Wagley, is always there to give great advice and helping us to have the right coverage that we need. Also, our commercial account manager, Robert Smith, has just been incredible to work with over the years! He always responds timely to questions or needs I have. He is very polite and truly cares about his clients.

Jeanne from Duson, LA

I have always been able to count on the staff at Wagley Agency to handle all my insurance needs. Every time that I have an issue, they go above and beyond in getting it resolved! Wagley Agency is the insurance company to be with!

Connie Harvey from Baton Rouge, LA

Managing a small non profit business I have to wear a lot of hats. One of my least favorite duties is obtaining the required insurance coverage for the facility. With Wagley Insurance Agency, we always get coverage options, a competitive price and outstanding service rolled into one package. Andrew Wagley and Robert Smith do an awesome job making the initial application and yearly renewal process seamless and stress free.

Faye Simpson, Alexandria, LA

Our company has always been able to count on the staff at Wagley Agency to handle our Insurance needs. The support we receive is second to none~ Efficiency and Dependability are words to best describe our experiences…. Wagley Agency truly exceeds our expectations in an Insurance Agency

Tonya & Tammy, Opelousas, LA

Wagley insurance company has been phenomenal and providing me my insurance needs and I would recommend them they are very personal and professional excellent company

Becky in Denham Springs, LA

For All Of Your Insurance Needs
Call or Email Us

  • Wagley Agency LLC
  • 2054 I49 N Frontage Road
  • Grand Coteau, LA 70541
  • Call Us: 337-345-4410