- Liability
- Underinsured and uninsured motorist coverage
- Coverage of medical payments
- Coverage for collisions
- Comprehensive coverage
- Roadside assistance
- Reimbursement of rentals
- Accident and minor vehicle forgiveness
- Optional diminishing deductibles
- Insurance for customized vehicles
- Mexican auto insurance
- GAP insurance
- Coverage for UBER and LYFT drivers
- Replacement cost – based on current construction costs
- Personal property – the contents of your home and shed/outbuilding
- Liability
- Additional living expenses
- Scheduled items – jewelry, guns, silverware, furs, etc.
- Liability: bodily injury and property damage
- Collision
- Comprehensive
- Medical payments
- Bass boats
- Aluminum fishing boats
- Pontoons
- Runabouts
- Sailboats
- Catamarans
- Air boats
- Utility boats
- Homemade boats
- Jet-skis
- Wave runners
- Antique and classic cars
- Hotrods and modified vehicles
- Exotic and luxury vehicles
- Muscle cars
- Classic trucks
- Vintage military vehicles
- Farm owners policy
- Farm equipment insurance
- Farm structures insurance
- Farm auto insurance
- Your own insurance policy:
- A master policy provided by the condo board
The federal government operates the National Flood Insurance Program (NFIP), which issues flood insurance policies. Even if you have homeowners, renters, condo, landlord, mobile home, or business insurance, you may need to purchase a separate flood insurance policy to be protected from flood damage.
Your standard landlord policy offers protection for your home and other permanent structures on your property. Also called a dwelling fire policy, it is like a homeowners insurance policy.
A person who owns a house but leases it to someone else would have a dwelling fire policy to protect the residence. Dwelling fire policies are different to a homeowner’s policy because if the renter-landlord business relationship.
- Rental mobile/manufactured homes
- Commercial mobile/manufactured homes
- Mobile/manufactured homes used seasonally
- Mobile/manufactured homes located in a park or on private property
- Replacement cost or actual cash value
- Personal property
- Liability
- Additional living expenses
- Scheduled items – jewelry, guns, silverware, furs, etc.
Cover your property and liability exposure while your home is being rented through short-term leases such as AirBNB or VRBO.
For example, if a paying guest injures themselves and sues you, your short-term rental insurance’s liability coverage will help protect you financially.
- Collisions and medical costs
- Protection while camping on-site
- Coverage for personal possessions
- Liability protection
- Additional living expenses
- Coverage for exposure that is above and beyond other policies